Electric Van Finance

Underwriting
Our underwriting on electric van leasing is sympathetic, with some extremely low interest rates. This is budget motoring indeed. Bank finance lease is ridiculously cheap in comparison to traditional contract hire companies.
Once you have a van on finance lease, it opens the door to buy other fiscal products using this bank finance company.

If you Fail Finance ?
If the normal bank fails then there are tier two and tier three lenders. They like 10% deposit argue like mad over balloon payments and prefer 36 and 48 month terms so payments are expensive but you will have paid for the vehicle in a very short period of time.

VAT
PAID on initial deposit, admin fee where applicable, on monthly payment and on final payment.
This product generally doesn’t suit Flat Rate VAT Customers.

Part Exchange
PX at any time. Early on in the agreement you will be in negative equity later on it balances itself out
If you do crazy miles final payments need to be reduced. Many people on a budget don’t but you have to work harder when you want to sell or PX.

At the end of the agreement you have some choices
over 70% of people never reach the end of the agreement as the part exchange the van. Your choices at the end are
– Refinance the final payment
– Peppercorn – please don’t !
– Sell the van settle the final payment and walk away from it

Preregistration Of Electric Vans
Some of our vehicles are preregistred if you really want to get the very cheapest deal. A V5 copy is always available should this be sufficient. Pre registration often saves thousands but we understand some companies would rather pay more and have a V5 for parking etc

Finance Lease for electric vans. What is it ? Why use it ? Who is it for ? Electric Van Finance lease is a product that doesn’t really give ownership though plenty of people have. A deposit is placed of between 1 payment in advance and 50% of the vehicle cost. Payments are then made over a period of up to 7 years with or without a final payment. The loans are generally given by banks oppose to vehicle finance companies. At the end of the loan the vehicle must be sold to a third party. VAT is paid monthly on the payments and claimed back quarterly. Its one of the best forms of finance and and really suits almost every type of company.

The Future is Here – Finance for Electric Vans

Looking to go electric? The cost of replacing your current van with an electric option can be expensive, but if you’ve been considering it and are wondering what financing options are available to you, you’re in luck.

There are several ways that you can pay for your electric van, depending on your needs and the type of vehicle itself. Read on to discover which financing option will work best for you when going electric and how Swiss Vans can assist.

Electric Van Leasing

An option popular among electric van buyers in the UK is leasing, which provides access to a new vehicle and all its perks without the burden of ownership. Leasing doesn’t require large down payments and monthly installments are often lower than PCPs or traditional loans.

With leasing, you can also choose the term (usually between 12 months and 36 months) to suit your needs. As a bonus, most car leases include manufacturer warranty coverage during this period so if anything goes wrong with your vehicle it will be covered.

It’s important to note that leased vehicles must be returned to the company at the end of their lease and leased cars may incur more expensive depreciation costs than cars purchased outright. Still, leasing is an excellent option for those who don’t want to worry about long-term maintenance or insurance fees – and it can be one way to go green affordably.

To find out more about the options available to potential electric van buyers in the UK, get in touch with Swiss Vans today.

Contract Hire

A contract hire scheme is a great way to make a vehicle cheaper, as long as you don’t need to use it every day. Contract hire vehicles are leased by the day or week and then returned. The lender will often have strict rules on what you can do with it, but that’s one of the reasons they’re cheaper than buying outright.

If you think this could be the right option for you, contact Swiss Vans today. Our experts will work with you to find the perfect electric van for your needs and budget, whether you’re looking for a basic model or something more luxurious. We’ll take care of all the paperwork, so you don’t have to worry about anything.

Personal Contract Purchase (PCP)

Personal contract purchase is a type of financing that allows you to finance the purchase of an electric van. Through PCP, the client can make monthly payments for an agreed term and at the end of this period, they will own the vehicle outright. PCP offers flexible terms and affordable monthly payments for clients in the UK. What’s more, there are no early termination fees when it comes to making repayments.

Unlike other forms of personal contracts such as hire-purchase (HP) or lease agreements (LA), there are no balloon payments required and all the money spent on buying the car will be recovered at the end of the agreement. The total cost of owning an electric van through PCP will depend on your final decision on how much to pay per month; with 12 months paying less than 36 months for example.

PCP is only suitable for those who want ownership after a specified amount of time has passed. For those who prefer leasing their cars instead, HP could be a good option for them because it works similarly to PCP but instead takes care of any wear and tear during the duration of the contract rather than passing ownership on once repayment is made. For more information about both HP and LA please get in touch.

If you have bad credit or don’t have enough savings to cover the costs, don’t worry! You might still be able to afford an electric van if your salary meets certain requirements. To find out which vehicles would suit your needs better just contact us and our specialist team at Swiss Vans will be happy to provide further information about the different types of financing available to you.

Finance packages vary depending on the loan size, so we recommend discussing these options with one of our specialists to see what fits your budget best.

Lease Purchase

Leasing is a way of financing the purchase of an electric van in the United Kingdom. It’s one of the most popular ways for new electric van buyers because it offers low monthly payments and a fixed interest rate. With leasing, you can get some money off the price of your electric van upfront, which

will help offset some monthly costs. Plus, as long as you make your payments each month and maintain your vehicle, at the end of four years (or any other time) there will be no residual value owing on it, so you’ll get to keep 100% of what’s left on its original value. To find out more about our leasing options for customers looking for electric vans in the UK visit our website today. We have many models available for sale.

Posh Modified Vans

Posh-modified vans are a great option for those looking for electric vans who have a bit more money to spare. If you’re considering an electric vehicle but are not sure about how much you can afford, posh modified vans are one way to go.

All our vans come with warranties that last up to 10 years and unlimited mileage which means that you’ll never need to worry about paying for any unexpected repairs or replacements.

Plus, all our cars are eco-friendly, so if that’s important to you then Swiss Vans has your back. Your purchase will be carbon neutral which means that it won’t contribute directly to climate change by releasing carbon emissions into the air as fossil fuels do. One of the best things about buying from us is that we offer a variety of financing options, making buying an electric van accessible to everyone.

The cost of electric vans can be prohibitive, but that doesn’t mean that they are out of reach. Many financing options are available to help you get behind the wheel of an electric van. Some offer incentives and savings if you make your purchase now.

• Electric Vans are cost effective – purchase an electric vehicle without breaking the bank.
• Spend less time charging – make fewer stops at a charging station because vehicles are charged fully overnight
• Save money on gas – spend less time searching for gas stations or filling up at the pump.

We’re happy to provide more information about your preferred financing option. If you have any questions about financing electric vans, feel free to call our team at Swiss Vans.